When we're discussing the new IPhone 4, people today really do not appear to require lots of good reasons to purchase it. Regardless of whether is the “Happy Meal" to the tech savies or perhaps because is brain child from the charming Steve Jobs, the iPhone has proven itself as a trustworthy name within the smart phone market. But as any wonderful cell phone it has a high sale price that come with the iPhone, a huge one we can easily say.

Seemingly legitimate mobile-banking applications could put your account information or any other data stored on your phone at risk., Mobile banking once entailed little beyond the ability to receive a text message with your account balance. But these days, it's finally starting to live up to its name. Virtually every large bank and many regional banks and credit unions have rolled out applications that allow their clients to use a mobile phone for fund transfers, bill payments and even check deposits.

Not one to mince words, Steve Jobs squashed all hope of the iPad supporting iPhone tethering for wireless internet access with one word — “No.”

The succinct answer was communicated by Jobs via email (from his iPhone) to Jezper Söderlund of Sweden who emailed Jobs to ask, “Will the wifi-only version somehow support tethering thru my iPhone?”

9to5Mac has both emails in question, along with email header information, and all indications point to the one word buzz-kill response being legit. You can read the text of the email inquiry and Jobs’ response below:

iPhone 3.0 turned the iPhone from smartphone to full-fledged pocket computer. Applications continue to pour into the iTunes store and I’ve been experimenting with a lot of them. Here are a few of my favorites, practical applications: