In March 2005, the U.S. financial services industry succeeded in hammering the first nail in their plan to overhaul the nation’s bankruptcy system. Repairing bad credit yourself will be more necessary than ever. After contributing millions of dollars to elect Republican candidates sympathetic to their big money interests, banks, credit unions, credit card companies and [...]

The Down Payment Issue
A Down payment in the range of 10% to 20% is usually required for obtaining a home loan to buy a house. There are also closing costs that you’ll need to pay in order to secure the loan. If you add up these two factors, very few can afford putting down [...]

A “bad credit home loan” can help you climb your way out of debt and get you started back on the road to upstanding, good credit. There are many lenders who are willing to make bad credit home loans to you – a loan based on your equity in your home even if your credit [...]