Welcome to my refinancing experience. As you may have heard, refis are all the rage, so it’s no surprise that I’m doing it, too. This short series will detail my experiences as I try to do what many homeowners are hoping to do right now, which is refinance their home and lower their payments. My [...]

In our Neighborhoods in the city of Baltimore, Maryland new HUD US Department of Housing and Urban Development listings post online late Thursday night or Friday morning. New “Daily’s,” homes previously sold which fell out of escrow, post Saturday morning. Properties not sold during the bid time stay listed as daily’s. Bids, due by the following Tuesday at midnight, must be submitted by a real estate agent who has completed HUD US Department of Housing and Urban Development registration. Don’t waste your time using a Realtor who is not familiar with selling HUD US Department of Housing and Urban Development homes. Any mistake causes the bid to be rejected. Don’t use an agent who says you must bid way over minimum bid.

Is the economic stimulus package just another band-aid to stem a wound that requires a tourniquet? Late Wednesday, the House passed President Obama’s $820 billion stimulus plan and next week, it goes before the Senate. According to CNN, part of the stimulus bill is a $7,500 tax credit for first-time homebuyers, which is legislation that [...]