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The Home Mortgage Disclosure Act was enacted in 1975 by Congress and then implemented by the Federal Reserve Board. Essentially, the act requires mortgage lenders to report public loan data. For answers to some frequently asked questions about the Home Mortgage Disclosure Act, keep reading.
Why do Mortgage Lenders Have to Report Loan Data?
First, the purpose [...]

Buying your first home is exhilarating, but also a little frightening. We focus so much on finding the right home and the right lender, but we also need to ask ourselves if the right time is now?
Before you buy your first home, you should be asking yourself that very question. Here are six indicators you [...]