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Baltimore Home Buying Tips on Jul9 2007

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Tips 21 Websites to Save You Time and Energy
Approximately 80% of home buyers use the Internet during their home search. The reasons why are obvious — the Internet puts a wealth of information at your fingertips.

But with so many websites out there, where do you start? How do you know which sites are worth visiting and which are not. It can be a real case of information overload. This article will lighten your load by recommending some premium online resources.

Finding a Home
When looking for a house to buy, use as many different sources as possible. Read your local newspaper. Keep an eye out for those “For Sale” signs. And of course, use the Internet. Here are some sites to help you with your search:

  • www.Homes.com
  • www.Realtor.com
  • www.realestate.yahoo.com

You should also seek out the websites of real estate agents in your area. You can use Google to find them, simply by entering “homes for sale +your city name.”

Mortgage Calculators
Online mortgage calculators are a quick way to determine the approximate monthly mortgage on a particular house, based on the price, the interest rate and the length of loan. Keep in mind these numbers dont account for closing costs and other variables. Still, they give you a pretty good idea as to where your comfort zone lies, based on monthly payments.

Always use more then one mortgage calculator, to verify the numbers they give you.

  • www.mortgage-calc.com
  • www.mortgage101.com/calculators
  • www.fanniemae.com/homebuyers/calculators
  • www.homebuyinginstitute.com/calculators.html
  • www.money.cnn.com/tools

Current Interest Rates
Interest rates are one of the ingredients that determine your total monthly payment. Here are some sites that will help you keep up with interest rates. As with everything else, its wise to use several different sites to get an accurate overall picture.

  • www.mortgage101.com/rates
  • www.money.cnn.com/rates
  • www.interest.com
  • www.bankrate.com
  • www.compareinterestrates.com

Finding a Home Inspector
A home inspection is a must have for any home buyer. With a home inspection, youll enjoy peace of mind and avoid costly oversights. Here are some websites to help you find a certified home inspector:

  • www.homeinspections-usa.com
  • www.homeinspection.com
  • www.ashi.org (American Society of Home Inspectors)
  • www.nahi.org (National Association of Home Inspectors)

Real Estate News
Keeping up with real estate news will help you understand the market youre entering. By knowing whats happening across the nation and in your state, you can better prepare yourself for the home buying process. Here are some websites to help:

  • www.inman.com
  • www.rismedia.com
  • www.money.cnn.com/real_estate

A Complete Home-Buying Resource
The websites listed above will help you research individual topics. But what if you want to learn about the home buying process from A to Z? The Home Buying Institute has hundreds of helpful articles across 12 home buying categories. Youll also find mortgage calculators, real estate news, an A-to-Z home buying glossary and more!

Visit: www.HomeBuyingInstitute.com

* Copyright 2006, Brandon Cornett. You may republish this article (unaltered) provided you keep the byline and author’s note. Please leave the author’s hyperlink active.

About the Author
Brandon Cornett is the editor of HomeBuyingInstitute.com, one of the Internet’s largest libraries of home buying tips and articles. Put this knowledge to use by visiting http://www.HomeBuyingInstitute.com

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Tags: bankrate, closing_costs, current_interest_rates, finding_a_home, homebuyers, home_inspector, HUD, mortgage101, mortgage_calculators

The Author User ImageHUD Homes Articles is Typically as soon as we hear the word "Hero" we imagine of someone astonishing with incomparable abilities - you know...somebody who is capable to jump the highest buildings in a single leap. You the Realtor apply your ethics, morals, and honesty to it, you are in life a hero, and you are in control, and how you play it, announces the end result of a hero. You save the economy by selling one house at the time. You the Realtor are what it really means to be a "Hero." Email this author | All posts by User ImageHUD Homes Articles | Topic: Baltimore, Home Buying, Tips, home buyers | Tags: , , , , , , , ,

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