An adverse or bad credit history can include arrears and defaults on your existing mortgage loan or rent, C.C.J’s (County Court Judgements), I.V.A’s (Individual Voluntary Arrangements), bankruptcy, repossession order, and any one of these will result in your having a bad credit record which can lead to difficulties when trying to re-mortgage through the [...]
With the stiff competition in the credit market nowadays, it is fairly easy for anyone to get a credit card, especially a bad credit credit card. However, the big question is: If your current credit rating does not look good enough to get you a regular credit card, should you apply for a bad credit [...]