Several years ago, right after I purchased my home after a divorce, a housing boom made its way into the American real estate market. Housing prices soared as interest rates fell; sellers had the opportunity to evaluate several offers at a time on one piece of property; buyers scrambled to buy the home of [...]

There are a wide variety of mortgage products available on the market today, even if the number of products is rapidly dropping off in the falling economic climate. Choosing any particular type of product does eliminate the field of choices, but whatever you choose, you are taking a gamble.
Not one of us can say for [...]

If you have not checked your credit reports in years, do so before you apply for a home mortgage. Equifax, TransUnion, and Experian are the main credit bureaus that you need to get credit reports from.