Buy a Home

FHA Home Loan, Mortgage Financing, Refinance

Buy a Home

A brief discription of the credit underwriting guidelines for FHA home loans

FHA Home Loans | 2006

Outline out how much you can pay for

What you can afford depends on your income, credit rating, current monthly expenses, down payment and the interest rate.

Know your rights

  • Fair Housing: Equal Opportunity for All
  • Real Estate Settlement Procedures Act (RESPA)
  • Borrower's rights
  • Predatory lending

Shop for a loan

Save money by doing your groundwork. Have a discussion to several lenders, evaluate costs and interest rates, and bargain to get a better deal. Consider getting pre-approved for a loan.

Find out about home buying programs

Loan programs that offer lower downpayments and are a good for first-time home buyers.

Shop for a home

  • Choose a real estate agent
  • Wish list what features do you want?
  • Home-shopping checklist take this list with you when comparing homes
  • Homes for sale (including HUD homes) "Fixer-uppers" home purchase and repair programs
  • Build a home

Make an offer

Get a home inspection

Shop for homeowners insurance

Sign papers

Free Listing Nationwide From HUD, VA, FDIC, GSA, IRS, SBA, Bank REO; Find and Compare top, local REALTOR to buy a home

FHA Home Loan, Mortgage Financing, Refinance

HUD Source Fo r Homes

More Information | 2006

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Get Your FREE Home Buyer Guide.

There's more to buying a home than just getting a loan. Download a free copy of the first time Homebuyer's Guide | Nov. 25-05

Updated Nov. 28-05

First Time Home Buyer

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Baltimore HUD homes, First Time Home Buyer, Foreclosure Homes.

Tips for first time homebuyers

There is good news for renters!

First Time Homebuyer Full Article | Nov. 25-05