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Clean the carpeting. Unless it's enormously worn, you might be able to steer clear of replacing carpet. Buyers over and over again have a preference to choose their own new carpet or opt for hardwood floors.



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ARE THERE ANY COSTS OR FEES ASSOCIATED WITH THE LOAN ORIGINATION PROCESS?

Yes. When you turn in your application, you'll be required to pay a loan application fee to cover the costs of underwriting the loan. This fee pays for the home appraisal, a copy of your credit report, and any additional charges that may be necessary. The application fee is generally non-refundable.

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