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WHAT HAPPENS AFTER I'VE APPLIED FOR MY LOAN?

It usually takes a lender between 1-6 weeks to complete the evaluation of your application. Its not unusual for the lender to ask for more information once the application has been submitted. The sooner you can provide the information, the faster your application will be processed. Once all the information has been verified the lender will call you to let you know the outcome of your application. If the loan is approved, a closing date is set up and the lender will review the closing with you. And after closing, you'll be able to move into your new home.



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Despite its metropolitan status, Baltimore real estate includes many folksy neighborhoods which have earned the city the nickname of Charm City. One of the most desirable of these is Federal Hill, which lies just south of the city’s commercial district. Overlooking the Inner Harbor, Federal Hill’s quaint rowhouses share space with a unique blend of restaurants and shops, including the historic Cross Street Market. Fells Point, another waterfront neighborhood, boasts the city’s highest concentration of pubs/bars. In 1969, it became Maryland’s first National Historic District, and its cobblestone streets remain a large part of the neighborhood’s identity. Little Italy is also a popular community thanks to its incomparable culinary offerings, though its narrow streets and close quarters are more easily navigated on foot than by car.

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