Conowingo Maryland Real Estate Directory

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HOW DOES MY CREDIT HISTORY IMPACT MY ABILITY TO QUALIFY?

The FHA is generally more flexible than conventional lenders in its qualifying guidelines. In fact, the FHA allows you to re-establish credit if:

two years have passed since a bankruptcy has been discharged

all judgments have been paid

any outstanding tax liens have been satisfied or appropriate

arrangements have been made to establish a repayment plan with the IRS or state Department of Revenue

three years have passed since a foreclosure or a deed-in-lieu has been resolved



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Despite its metropolitan status, Baltimore real estate includes many folksy neighborhoods which have earned the city the nickname of Charm City. One of the most desirable of these is Federal Hill, which lies just south of the city’s commercial district. Overlooking the Inner Harbor, Federal Hill’s quaint rowhouses share space with a unique blend of restaurants and shops, including the historic Cross Street Market. Fells Point, another waterfront neighborhood, boasts the city’s highest concentration of pubs/bars. In 1969, it became Maryland’s first National Historic District, and its cobblestone streets remain a large part of the neighborhood’s identity. Little Italy is also a popular community thanks to its incomparable culinary offerings, though its narrow streets and close quarters are more easily navigated on foot than by car.

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