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How to Sell Your House by Lease Options

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Many people buy a house then have to move within a few years, due to divorce, relocation or financial difficulties. Without any equity though, it can be nearly impossible to find buyers and you still have realtor fees to contend with. There is a simple, easy way to have your payments taken care of for you and find a buyer, so that you can move onto your new life quickly and easily.

Homeowners can sell their homes by lease option.

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What are the benefits of selling my house on a lease option?

When you lease option your house, you sell the right to purchase your home at a set price within a predetermined period of time. During that time, the purchaser of the lease option pays you a set monthly fee. They pay what amounts to their rent to you with the provision that they can purchase your house within a certain period of time and have part of the rent that they have paid you applied to their final purchase price.


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You often have to search through a lot of information on How to Sell Your House by Lease Options or FHA Home Loans. HUD Foreclosures features reviews and links to sites that offer government repossessed homes, bank foreclosures, HUD foreclosures, investment property listings and tax liens

Q What are the advantages of selling my home by lease option over listing it with a Realtor?

By selling your home in this way, you avoid realtor fees and some other closing costs. You also have a tenant who intends to purchase your property. They will take better care of the home than a renter would and may even fix it up a bit for you. You also, naturally, have your payments taken care of and keep the tax benefits of owning your home, until the final sale.

Q How long does it take before your tenant/buyer cashes me out?

A That depends on a number of different factors. Many people with less than perfect credit can rebuild their credit and receive a mortgage from a mortgage broker within 6 consecutive payments.

Q Why dont I just sell the house myself?

If you have little or no equity in your home, it will not be considered a good investment by most buyers.

Q What if my tenant/buyer doesnt buy the house?

A It is important to pre-screen buyers to make sure that they want to buy the house and are able to buy it at some point in the future. However, circumstances can change in someones life, such as an unexpected job transfer, that make it necessary to move. In situations like that, a new tenant buyer would have to be found.

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The FHA Home Loan is a home loan program established by the federal government in order to assist more families in being able to achieve the American dream of owning your own home. The FHA home loan is specifically designed for the first time home buyer but can also be accessed by any other home buyer who does not already have an outstanding FHA home loan.

What is HUD Home?
When a homeowner of a single, Multy Family or any other type of residence which has been deeded back to HUD by the mortgage companies who foreclosed on an FHA Insured Mortgage in return for FHA Insurance benifits.

What Are VA REO?
Homes that are financed using a VA guaranteed loan and foreclosed upon due to non-payment of the loan, are acquired by the VA in order to recuperate any losses incurred from the foreclosure.

Stop Foreclosure
When a home owner starts struggling to make mortgage payments it is an early sign that a foreclosure may be in the future. Homeowners should learn to recognize and handle these early signs of a foreclosure.